Pradhan Mantri Jan Dhan Yojna Registration 2023

Citizens of India get the lot of Benifits by the Pradhan Mantri Jan Dhan Yojna. In the year 2023, you can get easy loan from Jan Dhan Yojana. Every citizen can open his bank account under the scheme! People who do not have the account, they can open Jan Dhan account by going to any bank. Through this post, we will mention about the complete process of applying Jan Dhan Yojana. Read the post carefully to the end.

About Pradhan Mantri Jan Dhan Yojna :

Pradhan Mantri Jan Dhan Yojna (PMJDY) was launched on 15 August in the year 2015 by the Prime Minister of India, Narendra Modi. Under this scheme, you can open Jan Dhan Yojna account in bank or post office. The benefits of Zero balance accounts on this scheme. A provision has been made by the government to give an overdraft of ₹ 10,000 on the accounts that have been opened under this scheme. If you want to start a small business, then you can get a low amount loan through Jan Dhan Yojana. You will not have to face much difficulties in getting the loan and you have to pay this loan in the form of easy monthly installments.

Read More- How to apply PM Scholarship Scheme.

Eligibilty for Apply:

• The applicant should citizen of India.

• Only those persons who are opening their account for the first time will be eligible under the scheme.

•The applicant age should minimum 10 years old.

• Necessary documents should be available with the person to get the benefit of the scheme.

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Documents Required:

• Passport size photo

• Identity proof

• Aadhar Card

• Pan Card / Driving licence

• Phone number & Email ID

How To register Pradhan Mantri Jan Dhan Yojna:

To use the Jan Dhan account and for economic transactions or to get the benefits of government schemes, first of all you have to register on it. Below we have told step by step about the complete process of registering PM Jan Dhan Yojana.

Step 1– To open your account under Pradhan Mantri Jan Dhan Yojana, you have to take photo copies of all the necessary documents and go to the nearest branch of the bank , where you want to open Jan Dhan Yojana account.

Step 2– After going to the bank, you have to collect the Jan Dhan Yojana Account Opening Application Form from the bank employee.

Step 3– You have to fillup that form correctly where your name, gender, phone number, email, address etc. will have to be filled.

Step 4– After filling all the information, you have to paste your passport size photo inside the account opening application form with the help of glue in the upper side corner. Apart from this, your signature also has to be killed.

Step 5– After all the work is done, attaching it with the application form, you have to go to the account opening department and submit this application form.

Now your application form will be checked by the employee of Account Open Department and if everything is found correct, your bank account will be opened under Pradhan Mantri Jan Dhan Yojana and immediately you will get the passbook and ATM card.

Benifits of Pradhan mantri Jan Dhan Yojana:

• PMJDY account does not require you to maintain a minimum balance. You can open an account without any initial deposit.

• If the applicant maintain the account in a good manner then he should get overdraft facility.

• Account holders can transfer money anytime using their Savings Account.

• Here Accidental Insurance cover is also available where the applicant will get Rs.1 lakh under the RuPay scheme.

• Under the PMJDY scheme, insurance products and pension facility would also provided.

Read More- How to apply aatmnirbhar bharat rojgar yojana?

Conclusion:

To take advantage of this scheme, it is necessary to link Aadhaar card with your bank account. If Aadhaar card is not linked with your account then you cannot take advantage of this scheme. Hope you liked the above information, if you have any questions regarding PMJDY then kindly contact us, we will definitely help you.

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