PMSBY is a central government social security scheme whose full form is Pradhan Mantri suraksha Bima Yojana. This scheme was started on 8 May 2015 by the Prime Minister of our country Narendra Modi. Any Indian citizen whose age is within 18 years to 70 years, that person can easily apply for this scheme, this is an health insurance scheme! That means if ever you meet with a road accident and you become disabled or die, you will get life insurance up to Rs 2 lakh. Through this post, we will give you complete information about PMSBY, please read this post till the end.
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|Scheme Type||Central Govt|
|Launched by||PM Narendra Modi|
|Amount||upto 2 lakh rupees|
Through this PMSBY scheme, an insurance amount of ₹ 100000 to ₹ 200000 is provided in case of an accident. If the life assured dies, in this case the sum assured is given to the nominee. To get the benefit of this scheme, it is mandatory to have the facility of auto debit activated on the bank account. For this the applicant has to sign a consent letter for auto debit of the policy premium.
Here you have to pay only 12 rupees premium annually. Every year the premium amount is deducted from the bank account before 1st June. Under this scheme, the rate of premium has been increased by the government by ₹ 1.25 per day. Now the beneficiaries of this scheme will have to pay a premium of ₹ 20 instead of a premium of ₹ 12.
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Documents Required to apply PMSBY:
•passport size photo
•bank account passbook
How To Apply Pradhan Mantri suraksha Bima Yojana:
To get the benefit of Pradhan Mantri Suraksha Bima Yojana, you can apply under this scheme by going to any bank branch of the nearest to your home. Below we have explained step by step process of how to apply PMSBY.
Step 1– First of all go to the official website of PMSBY, the name of this website is www.jansuraksha.gov.in/.
Step 2: After opening the website, you will see the option of Forms on the home page, you will have to click on this option.
Step 3– After that the next page will open on the screen. On this page you have to click on the option of Pradhan Mantri Suraksha Bima. From here you can download the application form.
Step 4– After downloading the Application, take out its printout and fill up this form correctly with your proper details.
Step 5– Then you have to go to the bank and submit the application form. After that the employees of the bank will verify your documents and in this way your PMSBY account will be opened.
Benifits of PMSBY:
• Any poor or rich person of India can take advantage of this scheme.
• Pradhan Mantri Suraksha Bima Yojana will be renewed every year with cover for one year.
• If you physically disabled in an accident, you will get Rs 1 lakh.
• You Can engage any insurance company of its choice to offer PMSBY.
• Money is received in your bank account within a few days after claimed the scheme.
• If some reason the beneficiary of this scheme has left the scheme, then in future he can get the benefit of this scheme by paying the premium.
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How to check Suraksha Bima Yojana Application Status:
Step 1– You have to visit the official website of Pradhan Mantri Suraksha Bima Yojana.
Step 2– after opening the website you have to click on the link to view application status.
Step 3– Now a new page will open in front of you.You have to enter the Application Number on this page.
Step 4– After typing the number, click on the Search button. After that you will be able to see your application status.
|Application form||Click Here|
|Claim Form||Click here|
|Official website||Click Here|
Helpline number of PMSBY:
Toll-Free number 18001801111/1800110001